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Enhanced Benefits & Coverage

Travel Protection Plan Benefits

If your trip is canceled, your travel investment is protected
If you have to cancel your trip, even up to the day of departure, you’ll retain the full value of your trip, including your deposit. You will be reimbursed in cash for certain “Specified Reasons,” as detailed in the Plan Documents and for any reason other than a “Specified Reason,” you will receive a travel voucher for a new reservation from Grand Circle for the penalty amount and any remaining balance refunded, either by check or credit card credit.

If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or water travel arrangements, less any refund paid or payable, plus the additional transportation cost to return home or rejoin your trip.

Medical expense and emergency assistance benefits could be a real lifesaver
If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. Our plan provides benefits, up to the plan’s limits, for everything from medical expenses to special transportation (for example, an air ambulance) required for covered medical reasons.

Pre-existing condition? You can be covered
You can enjoy Travel Protection Plan coverage, even if you have a pre-existing medical condition. If we receive payment for your Travel Protection Plan within 14 days of your initial deposit/payment for your trip, the pre-existing condition exclusion in the plan will be waived—which means you’ll be covered before and during your trip, provided you are not already disabled from travel at the time you purchase the Travel Protection Plan.

Travel delayed? You’re OK
You’ll be reimbursed up to $300 a day (to a maximum of $1,500 total) for meals and accommodations if your trip is delayed more than 12 hours for a covered reason.

Extend your coverage to cover third party air arrangements
If you purchase Travel Protection for our Tour-only option—choosing to make your own air arrangements and perhaps use frequent flier miles —as an option, you can now extend your Travel protection to those flights. Your Travel Protection benefits begin when you leave your house, including trip cancellation or interruption, and baggage protection—and your frequent flyer miles are safe in case a situation arises along the way.

Please note: If you purchase Grand Circle’s international airfare and arrange third party domestic airfare to your gateway city, you cannot extend your Travel Protection Plan coverage to that domestic flight.

Baggage lost or damaged? You’re protected
It’s a traveler’s nightmare: You arrive at your destination … but your baggage hasn’t. It’s vanished. It’s been stolen. It’s damaged. What do you do? If you’re covered, you’ll be reimbursed up to $3,000 to replace or repair your lost/damaged baggage and personal articles.

Baggage delayed? You’ve got a backup plan
If your baggage is delayed for more than 24 hours while you are on your trip, our plan will reimburse you up to $250 per day (to a maximum of $1,000 total) to help cover the cost of clothing, toiletries, or personal items purchased during the delay.

Accidental death benefit
Your beneficiaries will receive payment according to the plan’s Schedule of Benefits for Accidental Death, which occurs within 180 days of an injury sustained while you are on your trip.

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Part A: Travel Arrangement Protection Benefits

Benefits—Part A

Benefit Maximum Benefit Amount
Cancel For Any Reason The maximum amount covered is the cost of your travel arrangements booked by us

The Part A benefits listed above are provided by Grand Circle .

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Part B: Travel Insurance Benefits

Benefit Maximum Benefit Amount
Trip Interruption Up to $150% of trip cost
Missed Connection (Up to $300 Per Day)
Maximum Benefit $1,500
Travel Delay (Up to $300 Per Day)
Maximum Benefit $1,500
Accidental Death and Dismemberment $25,000
Medical Expense/Emergency Assistance
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
One Call 24-Hour Assistance Services

Baggage and Personal Effects $3,000
Baggage Delay (Up to $300 Per Day)
Maximum Benefit $1,000
Optional Benefit
(If Purchased)
Maximum Benefit Amount
Air Booked by Others Up to Amount Purchased

The Part B Travel Insurance Benefits are underwritten by: Arch Insurance Company, with administrative offices in Jersey City, NJ, (NAIC #11150) under Policy Form series LTP 2013 and applicable amendatory endorsements. Non-Insurance Services are provided by: One Call 24-Hour Assistance Services and Global Xpi. All Plan benefits are administered by the Producer: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 1-800-888-7292.

Please note: This is only a brief description of the benefits and services. Plan benefits and services are subject to provisions, exclusions, and limitations which may vary by state jurisdiction or may not be available in all states. This advertisement does not constitute or form any part of the Plan Document or any other contract of any kind.

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