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Travel Protection Plan Rates

Travel Protection Plan Rates

If Your Trip Cost is (per person): The Plan Cost for your trip is (per person):
up to $1,700 $200
$1,701- $2,200 $269
$2,201- $2,700 $299
$2,701- $3,200 $349
$3,201- $3,700 $399
$3,701- $4,700 $499
$4,701- $5,700 $599
$5,701- $6,700 $699
$6,701- $7,700 $799
$7,701- $8,700 $899
$8,701- $9,700 $999
$9,701- $10,700 $1,099
$10,701- $11,700 $1,199
$11,701- $12,700 $1,299
$12,701- $13,700 $1,399
$13,701- $14,700 $1,499
$14,701- $15,700 $1,599
$15,701- $16,700 $1,699
$16,701- $17,700 $1,799
$17,701- $18,700 $1,899
$18,701- $19,700 $1,999
$19,701- $99,899 $2,199

Please note: If you purchase O.A.T.’s international airfare and arrange third party domestic airfare to your gateway city, you cannot extend your Travel Protection Plan coverage to that domestic flight.

Third Party Air Travel Protection Plan

Coverage desired (per person): Plan cost (per person):
up to $ 500 $55
up to $ 1000 $110
up to $ 1500 $160
up to $ 1700 $200
up to $ 2100 $269

Please note: If you purchase O.A.T.’s international airfare and arrange third party domestic airfare to your gateway city, you cannot extend your Travel Protection Plan coverage to that domestic flight. There are additional tiers that cover costs up to $98,999.

Conditions & Limitations

Certain exclusions and limitations apply and are detailed in the Certificate of Coverage which is available to you, upon request, at any time prior to your purchase of the plan by clicking here. For example, coverage does not apply to: any sickness or condition of you, a Traveling Companion or an Immediate Family Member traveling with you that existed during the 60 days prior to the effective date of the coverages (this exclusion is waived if you purchase coverage at or within 14 days of your initial deposit/payment for your trip and you are not disabled from travel when you make your plan payment), suicide, normal pregnancy, war or any act of war, or mental or nervous disorders. You cannot purchase third-party air coverage more than 14 days after purchasing your own airline ticket OR inside 46 days prior to departure, whichever comes first. You cannot purchase coverage for flights scheduled to occur more than a combined total of 7 days before or after the adventure-only portion of your trip (Eg: A combination of flights six days before your adventure-only trip begins and two days after your adventure-only trip ends will not qualify for coverage). If you purchase O.A.T.’s international airfare and arrange third-party domestic airfare to your gateway city, you cannot extend your Travel Protection Plan coverage to that domestic flight.

Other Covered Events, as defined, includes the following events or their consequences: 1) Post-Departure Trip Interruption due to cancellation of arrangements by an airline, cruise line or tour operator due to strike, mechanical breakdown of the aircraft on which you are scheduled to travel or inclement weather (Maximum of $150 per day/$750 total) or 2) cancellation or interruption of your trip due to: a documented traffic accident while en route to departure; jury duty; destruction of your residence by a natural disaster; or a documented theft of passports or visas. A Traveling Companion is defined as a person whose name appears with yours on the same travel arrangements and who will accompany you during your trip. Sickness or Injury must require care by a Physician and must commence while the O.A.T. Travel Protection Plan is in force for you. This plan does not cover a loss that results from an illness, disease, or other condition (of you, an Immediate Family Member, Traveling Companion or Business Partner), event or circumstance which occurs at a time when this plan is not in force for you.

Please note, the O.A.T. Pre-Departure Cancellation Waiver does not cover penalties associated with air or other travel arrangements not provided by O.A.T. unless third party air protection is purchased. Travel Vouchers are non-transferable and non-refundable, are valid for a new reservation for travel departing within 12 months of the date of issue, but no later than 15 months from the date your trip was cancelled.

The Cancel For Any Reason Waiver Benefit, Trip Cancellation, Trip Interruption and Travel Delay are provided by Overseas Adventure/Grand Circle Travel (for New York Residents, all of these benefits except the Cancel For Any Reason Waiver Benefit are insurance benefits underwritten by Arch Insurance Company). All other benefits are underwritten by Arch Insurance Company. The Travel Protection Plan is administered by Trip Mate, Inc. (In California, Trip Mate Insurance Agency, Inc.). This is a brief description of the plan benefits and services and applies to all trip departures in 2010 and after.

Notice: If you are a resident of one of the following states (IL, IN, KS, LA, OH, OR, VT, WA, WY) your coverage is provided on an individual policy form. Your policy is available on the Trip Mate, Inc. website. You can also request this information by calling Trip Mate at 1-800-888-7292.

The Travel Protection Plan is Administered by:

Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114
Tel: 1-800-888-7292
Plan Number: A394B

*In CA, dba Trip Mate Insurance Agency

The Travel Insurance is Underwritten by:

Arch Insurance Company under Form series TP 401. In KS, LA, SD, TX, and UT Form #’s TP-401 CW. In WA under Form #TP-401-WA. In OR under Form #TP-401 OR.

Notice: If you are a resident of one of the following states (KS, LA, OR, SD, TX, UT, WA) your coverage is provided on an individual policy form. Your policy number is your complete name plus A394B (F394B if purchased prior to March 1, 2013). If you live in any other state your coverage is provided via a certificate. Your policy or certificate (including State Exceptions for AR, FL, ID, IL, KS, LA, ME, MS, MO, MT, NH, NY, OR, SD, TX, UT, VT, WA, WV, WI, and WY) and all General and “COB” Provisions are available at the Trip Mate, Inc. website click here. You can also request this information by calling Trip Mate at 1-800-888-7292.

To review the Certificate of Coverage for complete details about O.A.T.'s Travel Protection Plan, visit the Trip Mate, Inc. website.

Call us to reserve your next vacation

1-800-221-2610