Svcontinents, you seem to feel that you have not been lecturing, but letting everyone know you may know more than all of the rest of us
.You seem to refute that you were lecturing. In fact many of your comments have been condescending and lecturing to just abouteverybody who has posted on this thread. Below are words that definitely are condescending-all taken from your threads! This is just very few examples. So, these are your own words. Take a look at how much your words are spiteful to the posters.
Pity that others aren't as willing to take the same viewpoint
We will agree that some may not like to be bombarded with things they did not know previously, and feel that such is 'lecturing,' but we're proponents of having the standard of evidence, when we can post it, for our opinions. As we said previously, that standard may be trivial to some, but as we said, that's not our problem; it's theirs
The fact that others haven't may indeed mean that others are unaware of the factors which we have cited. but that, is not our problem, and should not limit our posting factors which we cite to support our view.
based on what you post, it does appear that your understanding of currency rates is far better than most who post here, which we appreciate.
it is evident that nanaandpapa are uninterested in saving even a few pennies on the dollar
As far as predicting, it reqally isn't very difficult
So we'll enjoy the meal we get to have 'on the house' because we saved on the exchange rate by purchasing in advance, while others will enjoy the bill they get for paying for that same meal via an ATM or credit card, if in fact they can use a credit card.
despite knowing that your choice may not be the most efficient. that's what makes a ballgame.
This seems to be bullying that it is meant to be.