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Author: gmechoc

Joined: 5/19/2011
Posts: 27
Trips Taken: 3
Traveler Since: 2011

August 18, 2011

I was told we should take 2 credit cards.  I have a visa, should I take an American Express also or are those not widely accepted? 

Author: nanaandpapa

Joined: 3/30/2011
Posts: 490
Trips Taken: 15
Countries Visited:

Aruba, Austria, Australia, Bermuda, Belgium, Botswana, Canada, China, Croatia, Czech Republic, Denmark, Dominican Rep., Egypt, England, Fiji, Finland, France, Germany, Greece, Hong Kong, Hungary, Iceland, India, Ireland, Israel, Italy, Japan, Jordan, Luxembourg, Mexico, Namibia, Nepal, Netherlands, New Zealand, Norway, Portugal, Puerto Rico, Russia, South Africa, Spain, St. Marten (fr), St. Martin (nd), Sweden, Switzerland, Thailand, Turkey, Ukraine, USA, Vatican, Zimbabwe

Traveler Since: 2002

August 18, 2011

Two credit cards are a good idea. We take a Visa and a Mastercard, just in case one network has problems. Mastercard is more widely accepted in Europe. American Express is not widely accepted. We rely primarily on local currency, using ATMs to get it. Credit cards add fees to all charges. Fees on ATMs vary, with some of them with no fee.

Author: pauline

Joined: 3/9/2010
Posts: 970
Trips Taken: 11
Countries Visited:

England, Scotland, Ireland, France, Belgium, Holland, Germany, Italy, Sweden, Norway, Denmark, Finland, Malta, Israel, Australia, New Zealand, China, Mexico, Colombia, Costa Rica, Guatemala, Canada, Russia, Ukraine

Traveler Since: 1999

August 18, 2011

I agree with nanaandpapa.  I do take two credit cards, but they are both visa.  As posted, Amex is not as accepted as Visa and Mastercard.  Take your ATM and get local cash.  You will need your credit cards when you sign up for the optional tours, but the charges probably won't show up until you've been back a month.  Also, if you're on one of the river cruises you have to give the concierge an imprint.  And then they charge purchases on the ship to that.  You're given a print-out of the charges just before the trip is over so you can verify everything.

Be sure to tell your bank and your credit card companies where you'll be and when.  Otherwise, the charges may not be accepted.  And check with your bank to see if they have reciprocity with banks where you'll be.  Sometimes, that eliminates the need for service charges.

 

Author: uofmich77

Joined: 8/20/2010
Posts: 43
Trips Taken: 6
Traveler Since: 2005

August 18, 2011

 Also ask your home bank when you totify them of your traveles if they have partner banks in the areas in which you'll be traveling. They waived a $5.00 fee per transaction for us each time which really added up.

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